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Stocks / Financial Services

UOB Share Price

United Overseas Bank Ltd

SGX: U11STIBanks - Regional

Market cap S$67.67B

United Overseas Bank Limited, together with its subsidiaries, provides banking products and services worldwide.

Track in portfolioDividends

S$41.26

up+S$0.270+0.66%

Updated 11 Sept 2026, 17:20

1Y
up+15.53%
1M
down-2.78%
1D
up+0.66%

U11 Stock Overview

United Overseas Bank Ltd: the trailing dividend looks covered.

What holds up

  • P/E below sector peers

    i

    P/E vs sector peers

    Pass if this stock’s trailing P/E (SGX screener) is strictly below the median P/E of other same-sector names on the page. Yahoo P/E is not used.

    P/E 14.23 vs peer median 19.63.

  • Positive 1-year return

    i

    1-year return

    Price-only: (last close − close on or before last_date − 365d) / that close. Not total return with dividends reinvested.

    1-year total return 15.5%.

  • Last reported period was profitable

    i

    Profitable period

    Pass if the newest income statement netIncome (else netIncomeAfterTaxes) is > 0.

    Latest reported net income is positive.

  • Positive operating cash flow

    i

    Operating cash flow

    Pass if latest cashFromOperatingAct > 0.

    Latest operating cash flow is on file.

  • Paid a dividend in the last 12 months

    i

    TTM dividend

    Sum of dividend amounts with ex-date in (today_sg − 365, today_sg]. Parsed from SGX corporate-action particulars.

    Trailing DPS is on file (2 payouts).

  • Payout under 90% of EPS

    i

    Payout cover

    ttm_dps / eps × 100. Skip if EPS ≤ 0. REIT pass ≤ 100%, others ≤ 90%.

    Payout 58.0% of EPS.

What to watch

  • Revenue grew last year

    i

    Revenue growth

    SGX growthRates.revenueGrowth × 100, or (newest − previous) / |previous| from income statements if growth is empty.

    Revenue −3.47% year on year.

  • Earnings grew last year

    i

    Earnings growth

    Net-income growth from SGX, else two newest income rows. Pass if the figure is positive.

    Net income −22.5% · EPS −22.3%.

  • Forward yield above 4%

    i

    Yield ≥ 4%

    Same stored percent yield. Pass if ≥ 4.

    Forward yield 3.88%.

VALUEFUTUREPASTHEALTHDIV.
Valuation: 3 of 4 checks. Future Growth: 1 of 4 checks. Past Performance: 4 of 5 checks. Financial Health: 1 of 1 checks. Dividend: 5 of 6 checks

Five-pillar score from the last SGX quote, filings, and featured peers. Not a DCF. Not a live tape.

Open
S$41.14
High
S$41.38
Low
S$41.00
Prev Close
S$40.99
52-week S$33.25S$45.15

-8.6% from high · +24.1% from low

Dividend Yield
3.88%forward
P/E
14.23
Analyst Target
i

Mean sell-side target

Empty until a named source exists. Not a SharePrice.sg fair value, and not a hidden estimate.

—

Last updated Quote 11 Sept 2026, 17:20 · Screener 11 Sept 2026, 17:20 · History 11 Sept 2026, 17:20 · Filings 11 Sept 2026, 17:23 · Dividends 11 Sept 2026, 17:21 · Analysts not ingested

Price History

Full history

Fundamentals

Market capS$67.67B
P/E
14.23×
Last earnings
S$4.68B

Latest filing

Forward yield
3.88%
P/B
1.28
1-year return
up+15.53%

1. Valuation

Valuation score 3/4

Is this name cheap against the mean analyst target and its SGX peers?

  • Below mean analyst target

    i

    Mean analyst target

    Pass if last SGX price is strictly below fundamentals.target_mean_price from Yahoo quoteSummary. Not a SharePrice.sg DCF. Formula: (target − price) / price.

    No mean analyst target in our data.

  • At least 10% below target

    i

    10% upside vs mean target

    Same inputs as below-target. Pass if upside ≥ 10%.

    No mean analyst target in our data.

  • P/E below sector peers

    i

    P/E vs sector peers

    Pass if this stock’s trailing P/E (SGX screener) is strictly below the median P/E of other same-sector names on the page. Yahoo P/E is not used.

    P/E 14.23 vs peer median 19.63.

  • P/B below sector peers

    i

    P/B vs sector peers

    Pass if SGX screener P/B is strictly below the peer median.

    P/B 1.28 vs peer median 3.11.

  • Yield above sector peers

    i

    Yield vs sector peers

    Yield is SGX screener dividendYield stored as percent. Pass if this name is strictly above the peer median.

    Yield 3.88% vs peer median 2.84%.

  • Below the 52-week midpoint

    i

    52-week midpoint

    through = (price − low) / (high − low). High/low from last 252 historic bars when we have ≥ 20, else the quote fields.

    Sitting 67% of the way through the 52-week range.

Need a last price and a mean target to draw this track.

P/E versus featured peers

Peer median 19.63×

2. Future Growth

Future Growth score 1/4

Is the business growing, and does the Street still see upside?

  • Analysts see upside

    i

    Street upside

    Same formula as below-target. Skip when Yahoo did not return a target.

    No mean analyst target in our data.

  • Buy or outperform consensus

    i

    Consensus rating

    Pass on buy / strong buy / outperform from Yahoo recommendationKey. Not an SGX figure.

    No sell-side recommendation in our data.

  • Revenue grew last year

    i

    Revenue growth

    SGX growthRates.revenueGrowth × 100, or (newest − previous) / |previous| from income statements if growth is empty.

    Revenue −3.47% year on year.

  • Revenue grew at least 10%

    i

    Revenue ≥ 10%

    Same revenue input. Pass if YoY ≥ 10%.

    Revenue −3.47% year on year.

  • Earnings grew last year

    i

    Earnings growth

    Net-income growth from SGX, else two newest income rows. Pass if the figure is positive.

    Net income −22.5% · EPS −22.3%.

  • Five-year revenue growth

    i

    Five-year revenue

    SGX fiveYearRevenueGrowth × 100. Skip if SGX did not publish it.

    Five-year revenue 8.51%.

We have not sourced a sell-side forecast or a mean target. This chapter only scores filing growth. Missing years stay a dash — not a 4% stub.

3. Past Performance

Past Performance score 4/5

Have shareholders and earnings compounded over the last year and five?

  • Positive 1-year return

    i

    1-year return

    Price-only: (last close − close on or before last_date − 365d) / that close. Not total return with dividends reinvested.

    1-year total return 15.5%.

  • 1-year return above 10%

    i

    1-year ≥ 10%

    Same 1-year price return. Pass if ≥ 10%.

    1-year total return 15.5%.

  • Positive 5-year return

    i

    5-year return

    Price-only vs close on or before last_date − 1825d.

    Not enough price history for a 5-year return.

  • Positive year-to-date return

    i

    YTD return

    Vs last close of the previous calendar year, else first close this year.

    Year-to-date 16.9%.

  • Earnings grew last year

    i

    Past earnings

    Same net-income growth as the future pillar.

    Net income −22.5% year on year.

  • Last reported period was profitable

    i

    Profitable period

    Pass if the newest income statement netIncome (else netIncomeAfterTaxes) is > 0.

    Latest reported net income is positive.

1 Month
down-2.78%
3 Month
up+7.42%
6 Month
up+13.36%
YTD
up+16.91%
1 Year
up+15.53%
5 Year
—
Return on equity
9.09%

4. Financial Health

Financial Health score 1/1

Can the balance sheet carry the debt and cover near-term bills?

  • Current ratio above 1

    i

    Current ratio

    SGX ratios.currentRatio. Banks/insurers are skipped. Pass if ≥ 1.

    Current ratio is not a useful test for a bank or insurer.

  • Current ratio above 1.5

    i

    Current ratio ≥ 1.5

    Same SGX current ratio. Pass if ≥ 1.5.

    Current ratio is not a useful test for a bank or insurer.

  • Debt / equity below 1.0

    i

    Debt / equity

    SGX ratios.debtEquity. Pass if < 1 (REIT < 2). Banks skipped.

    Industrial debt / equity is not how a bank is funded.

  • Debt / equity below 0.5

    i

    Stronger leverage

    Same D/E. Pass if < 0.5 (REIT < 1).

    Industrial debt / equity is not how a bank is funded.

  • Cash covers total debt

    i

    Cash vs debt

    Pass if latest balance-sheet cash ≥ totalDebt. Banks skipped.

    Cash versus debt is not a useful solvency test for a deposit-taker.

  • Positive operating cash flow

    i

    Operating cash flow

    Pass if latest cashFromOperatingAct > 0.

    Latest operating cash flow is on file.

Current ratio
—
Debt / equity
0.88

Assets and liabilities

5. Dividend

History

Dividend score 5/6

Does it pay a covered, regular Singapore-dollar dividend?

  • Paid a dividend in the last 12 months

    i

    TTM dividend

    Sum of dividend amounts with ex-date in (today_sg − 365, today_sg]. Parsed from SGX corporate-action particulars.

    Trailing DPS is on file (2 payouts).

  • Forward yield above 2%

    i

    Yield ≥ 2%

    SGX screener yield stored as percent. Pass if ≥ 2.

    Forward yield 3.88%.

  • Forward yield above 4%

    i

    Yield ≥ 4%

    Same stored percent yield. Pass if ≥ 4.

    Forward yield 3.88%.

  • Payout under 90% of EPS

    i

    Payout cover

    ttm_dps / eps × 100. Skip if EPS ≤ 0. REIT pass ≤ 100%, others ≤ 90%.

    Payout 58.0% of EPS.

  • Payout above 20% of EPS

    i

    Payout ≥ 20%

    Same payout formula. Pass if ≥ 20% of EPS.

    Payout 58.0% of EPS.

  • Regular payout schedule

    i

    Payout frequency

    Count of TTM cash dividends. Pass if ≥ 2.

    Trailing frequency looks semi-annual.

Payout ratio
57.96%TTM DPS / EPS
Frequency
Semi-annualtrailing 12 months

Full ex-date history, TTM cash, payout and the calculator are on the dividends page.

Forward yield versus featured peers

Peer median 2.84%

Financials

Latest reported periods. Compact SGD. A dash means the line was not filed for that date.

Latest reported financial statements
Line31 Dec 2025
RevenueS$13.81B
Operating Income—
Net IncomeS$4.68B
Diluted EPSS$2.7435
Operating Cash FlowS$1.32B
Dividends Paid-S$3.78B
CashS$797.00M
Total DebtS$45.26B
Total EquityS$51.49B
Book Value / ShareS$28.2339

Historical Valuation

Key Statistics

Performance

1 Month
down-2.78%
3 Month
up+7.42%
6 Month
up+13.36%
YTD
up+16.91%
1 Year
up+15.53%
5 Year
—
52-Week Range
S$33.25 – S$45.15
From 52-Week High
down-8.62%
From 52-Week Low
up+24.09%
4-Week
down-3.30%
13-Week
up+10.53%
26-Week
up+17.46%
52-Week
up+20.01%

Valuation

Market Cap
S$67.67B
Sales TTM
S$13.72B
P/E
14.23
P/B
1.28
EPS
S$2.7435
Shares Outstanding
1,652,170,000

Financial

ROE
9.09%
ROA
0.83%
Net Margin
33.83%
Debt / Equity
0.88
Revenue Growth YoY
down-3.47%
Net Income Growth YoY
down-22.55%
EPS Growth YoY
down-22.30%
3Y Revenue Growth
up+6.05%
5Y Revenue Growth
up+8.51%
Sales Change
down-3.47%

Dividend

History
Indicated DPS
S$1.5900from last quote
TTM DPS
S$1.5900trailing 12 months
Frequency
Semi-annual
Payout Ratio
57.96%TTM DPS / EPS
Last Ex-Date
16 Aug 2026
Last DPS
S$0.8800

Peer Comparison

Featured names in Financial Services with a stored quote. This listing is the first row.

Companies comparable to United Overseas Bank Ltd
CodeNamePriceChange
U11United Overseas Bank LtdS$41.26up+0.66%
D05DBS Group Holdings LtdS$77.00up+0.27%
O39Oversea-Chinese Banking Corp LtdS$31.60up+0.67%
S68Singapore Exchange LtdS$24.30down-1.54%

Company

Full profile

The Bank was incorporated as a public company under the name of United Chinese Bank Limited in 1935. The present name United Overseas Bank Limited was adopted in 1965. It was officially quoted on 20 July 1970 on the then Stock Exchange of Malaysia and Singapore, a predecessor of the Singapore Exchange Trading Securities Limited. Over the past 71 years, UOB has grown with Singapore. Through a series of acquisitions, it is now a leading bank in Singapore with banking subsidiaries in Malaysia, Thailand and Indonesia. Today, the UOB Group has a network of 502 offices in 18 countries and territories in Asia-Pacific, Western Europe and North America. Besides Far Eastern Bank in Singapore, UOB&rsquo;s banking subsidiaries include United Overseas Bank (Malaysia), United Overseas Bank (Thai), PT Bank UOB Indonesia, PT Bank Buana Indonesia and United Overseas Bank Philippines. UOB provides a wide range of financial services through its global network of branches/offices and subsidiaries/associates: personal financial services, private banking, trust services, commercial and corporate banking, investment banking, corporate finance, capital market activities, treasury services, futures broking, asset management, venture capital management, general insurance, life assurance and stockbroking services. Through other subsidiaries, as well as associates, UOB also has diversified interests in travel, leasing, property development and management, hotel operations and general trading.

Sector
Financial Services
Industry
Banks - Regional
Employees
31,095
Listed
20 Jul 1970
Incorporated
06 Aug 1935
Market
MAINBOARD
Registered Office
80 Raffles Place, UOB Plaza, Singapore 048624

Company website

Announcements

SGX company announcements for this counter, as filed. We hold announcements from the past 400 days.

Reports

Annual, interim and related documents SGX lists for this counter. The file lives on SGX; we store the link.

More research

On-site tools this quote page already has. Compare, screen, calendars and movers — not a broker terminal and not scraped news.

Frequently Asked Questions

Learn
How is the UOB dividend yield on this page calculated?

UOB shows a yield of 3.88% and indicated DPS of S$1.5900. That yield is the SGX screener figure, stored as a percent. Trailing cash from SGX corporate actions is listed separately as TTM DPS. Neither figure is a forecast of the next dividend.

What is the UOB payout ratio?

UOB pays out 57.96% of EPS on a trailing DPS / EPS basis. We skip the ratio when EPS is missing or not positive. It is a coverage figure, not a promise of the next dividend.

What does the UOB P/E ratio mean?

UOB has a P/E of 14.23 from the last SGX screener snapshot. UOB is a bank. Earnings move with credit costs and interest margins, so price-to-book is the usual comparison among the three local banks. P/B here is 1.28. That is not a verdict on cheap or expensive.

What is the 52-week range for UOB?

UOB has a stored 52-week range of S$33.25 to S$45.15 from SGX history. That is the extreme of last prices we keep, not a forecast.